<h2 style="margin-left:0px;"><span style="color:#445591;">4 years, 4 countries 🎂 🎂 🎂 🎂&nbsp;</span></h2><p style="margin-left:0px;"><span style="color:#445591;">The original idea behind CHERRISK was always an insurance platform that crosses over borders and serves numerous markets from one physical location. It turned out quite quickly that this is a successful model to operate for an insurtech of our age. Our brand started in Hungary in 2018 and since 2020 we have been servicing the German market as well from our Budapest HQ, so far at a rather high customer satisfaction rate.&nbsp;</span></p><p style="margin-left:0px;"><span style="color:#445591;"><strong>2022 brought us an even bigger cake!&nbsp;&nbsp;</strong></span></p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/CHR_4bday_EN-1_kyefou"></figure><h2 style="margin-left:0px;"><br><span style="color:#445591;">Our ‘white label’ service has successfully started🍒👨‍💻&nbsp;</span></h2><p style="margin-left:0px;"><span style="color:#445591;">CHERRISK is testing a new technology solution, our white label platform. It is available in the Czech Republic and Slovakia since mid-September 2022. The goal of this strong collaboration with the UNIQA Group is to help the traditional insurances to be more successful in the online space. &nbsp;</span></p><p style="margin-left:0px;"><span style="color:#445591;">This is only the beginning, we aim to expand to even more countries.&nbsp;</span></p><h2 style="margin-left:0px;"><span style="color:#445591;">We are present now on the most popular price comparison websites as well! ⭐✔️&nbsp;</span></h2><p style="margin-left:0px;"><span style="color:#445591;">In Germany, the CHERRISK brand is available on the largest comparison site, Check24 and we became an insurance partner of the Hungarian Netrisk and Biztositas.hu comparison sites too. This way more people can make informed decisions about their insurances. &nbsp;</span></p><h2 style="margin-left:0px;"><span style="color:#445591;">Take part in our exciting charity campaign💙🤝&nbsp;</span></h2><p style="margin-left:0px;"><span style="color:#445591;">We believe in the power of the community and leading a responsible healthier life. It is therefore a great pleasure for us that supporting a healthier lifestyle, activity and good causes became a habit of everyday life within the CHERRISK GO community. Keep on collecting cherries because you can help turning a great project into reality by using those juicy fruits.&nbsp;</span></p><p style="margin-left:0px;"><span style="color:#445591;"><strong>To learn more, follow us on Facebook, Instagram and sign up for our newsletter!&nbsp;</strong></span></p>

Our 4th birthday is all about the number 4. We built an ecosystem that consists of more than 400.000 individuals. On top of that CHERRISK became one of the first insurtechs in the world that helps people live safer and healthier lives in 4 countries. This would not have been possible without the support of our community, so a big thank you to all of you!  

It’s cake time, happy anniversary to us! 🎂 

<h2 style="margin-left:0px;text-align:justify;"><strong>CHERRISK is made by us but built by you! 🍒🤝&nbsp;</strong></h2><p style="margin-left:0px;">A few years ago, we were barely more than a dream shared by a handful of enthusiastic people. Today, we’re a successful insurance platform with the community of several hundred thousand users. How did we achieve that? With your help, of course! Without you reading this <a href="https://blog.cherrisk.com/hu-en/"><span style="color:#7d95e8;"><u>blog</u></span></a>, downloading <a href="https://www.cherrisk.com/hu-en/app"><span style="color:#7d95e8;"><u>our app</u></span></a>, and purchasing <a href="https://app.cherrisk.com/new-offer"><span style="color:#7d95e8;"><u>CHERRISK insurances</u></span></a>, we wouldn’t be where we are now.&nbsp;<br>&nbsp;</p><p>&nbsp;</p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/bdaycake_EN_aqi1vr"></figure><p>&nbsp;</p><p style="margin-left:0px;">We made all of this together, and we are very grateful for that! So it’s just natural that we thought we would update you on where we are and where we’re heading.&nbsp;&nbsp;</p><h2 style="margin-left:0px;text-align:justify;"><strong>Insurance 2.0 is not just a theory anymore 👩‍💻🌍&nbsp;</strong></h2><p style="margin-left:0px;">Three years ago, when our platform was launched, we were “just” an exciting pilot project of UNIQA Group, one of Central Eastern Europe’s most prominent insurance companies. Our goal was to prove that a highly digitalized, cross-country model can serve any number of countries from one centre instead of building skyscrapers everywhere we go.&nbsp;</p><p style="margin-left:0px;">We called this model “Insurance 2.0”, and we were very keen to show that it can work. Today we can proudly say that it’s not just a concept anymore. It’s a validated way of doing insurance in the 21<sup>st</sup> century and the post-COVID world. We do serve two countries from Budapest with high customer satisfaction.&nbsp;&nbsp;</p><h2 style="margin-left:0px;text-align:justify;"><strong>Brokers and White Label: Discovering new possibilities ⭐✔️&nbsp;</strong></h2><p style="margin-left:0px;">Meeting or even surpassing customer expectations is among the most important things in our daily lives. That’s the reason why we got featured on CHECK24, the biggest insurance comparison site in Germany. Local customers love to compare policies and premiums. They wanted to see how we fare with the competition, and we heard their voices. It was the right decision to make: our clientele is growing nicely, while we also got a 1.4 Tarifnote from CHECK24, which is “Sehr Gut”, according to them!&nbsp;&nbsp;</p><p style="margin-left:0px;">Based on customer feedback, we’ve also launched version 3 of our website. Again, we conducted tests, surveys, deep dives with Hungarian and German users. Based on our findings we made plenty of changes to our site to make it better for visitors.&nbsp;&nbsp;</p><p style="margin-left:0px;">Another exciting adventure we’re starting is offering CHERRISK as a white-label service. As we mentioned before, CHERRISK is funded by UNIQA. The group is present in 18 countries and serving more than 15.5 million customers. In the upcoming years, together we’re going to implement our technological solutions to boost their online presence. So we’re very excited to work together with the traditional side of UNIQA even tighter, and we see it as an excellent chance for expansion.&nbsp;&nbsp;&nbsp;</p><h2 style="margin-left:0px;text-align:justify;"><strong>Come, celebrate with us 🍰🍾&nbsp;</strong></h2><p style="margin-left:0px;">To help you celebrate our 3<sup>rd</sup> birthday, we came up with several things.&nbsp;&nbsp;</p><ul><li>First and foremost, you can get <strong>33% off your insurance</strong> with the coupon code “<strong>CHERRISK3</strong>” this weekend (17-19 September).</li></ul><pre><code class="language-html">&lt;div class="button-container" align="center" style="padding-top:10px;padding-right:32px;padding-bottom:20px;padding-left:32px;"&gt;&lt;a href="https://app.cherrisk.com/new-offer" target="_blank" style="text-decoration: none; display: inline-block; color: rgb(68, 85, 145); background-color: rgb(64, 231, 211); border-radius: 25px; width: auto; border-width: 1px; border-style: solid; border-color: rgb(64, 231, 211); padding-top: 12px; padding-bottom: 12px; font-family: Arial, &amp;quot;Helvetica Neue&amp;quot;, Helvetica, sans-serif; text-align: center; word-break: keep-all;" rel="noopener"&gt;&lt;span style="padding-left:32px;padding-right:32px;font-size:16px;display:inline-block;"&gt;&lt;span style="font-size: 16px; line-height: 1.5; word-wrap: break-word; word-break: break-word;"&gt;&lt;span style="font-size: 16px; line-height: 24px;"&gt;Let's see!&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;
</code></pre><ul><li>Furthermore, <strong>every registered GO user will get 300 cherries</strong> in the upcoming days as a way of saying thank you to them.&nbsp;<br>&nbsp;</li><li>If you register any activities in the <a href="https://www.cherrisk.com/hu-en/app"><span style="color:#7d95e8;"><u>GO app</u></span></a> during this weekend, you’ll also get a <strong>special birthday badge</strong>.<br>&nbsp;</li><li>We’re not done yet: For a month (starting today), you’ll be able to redeem a special <strong>colouring goodie</strong> in the app, dedicated to our birthday.<br>&nbsp;<br>&nbsp;<br>Would you like to celebrate with us? 😊</li></ul>

We turned three today, which means we’re not toddlers anymore. Jokes aside, we’ve grown from a pilot project into a successful insurtech with over 330,000 users in our ecosystem. We’re not stopping here, as we have serious expansion plans for the following years. Learn more in this post about what surprises we brought to our users this year!

CHERRISK turns 3 🎂🎉 

<h2 style="margin-left:0px;">Hungary is flying, Germany took off</h2><p style="margin-left:0px;">Our app was launched in Hungary (previously CherryGO) back in June 2019, and it’s gaining ground ever since. To prepare for our international expansion, we renamed the app to CHERRISK GO, but the pace of growth didn’t slow down. On the contrary: the app just acquired its 💯 thousandth user. In Hungary it has 90 thousand-, while in Germany it has 10 thousand users. The latter is a wonderful number knowing that we’ve launched the app in Germany, one of the biggest markets of the European Union in May. These numbers give us great pleasure, since it proves our theory was right: we can motivate people to live a safer and healthier life anywhere in the world.</p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/EN1-100_awqexd"></figure><p>&nbsp;</p><h2 style="margin-left:0px;">CHERRISK GO users clocked 1500 years in motion</h2><p style="margin-left:0px;">What’s even better to see is that these 💯 thousand users are moving a lot. And we mean a lot: our users spent 785 million minutes in motion. That converts to 1500 years in just a bit more than a calendar year! This means that they’ve “harvested” 157 million virtual cherries with just walking, running, cycling or driving without using their phones. We’ve awarded the same amount of cherries to our users for inviting their friends and other activities. One of our most successful campaign was the #maradjotthonemmával (#stayhomewithemma) one, where we gave away bonus cherries to our users to motivate them to stay home during the first wave of coronavirus.</p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/EN2-100_vujtr5"></figure><p>&nbsp;</p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/EN3-100_reteiy"></figure><p>&nbsp;</p><h2 style="margin-left:0px;">You love ‘em goodies…</h2><p style="margin-left:0px;">Luckily, most of these cherries didn’t go to waste: our users redeemed 51 thousand goodies altogether. Some hard core 🍒 GO users already redeemed the high value goodies both in Hungary and Germany, namely the Apple Watches and the iPods Pros. Other than these, the most popular goodie was the CHERRISK sticker set which helps recycling at home (and is coming to Germany soon!). Our third party partners had great success too: several Hungarian coupons achieved great fame, like a fitness centre entrance-, and a clothing discount coupon. (Hungarian goodies had almost a year advantage on the German ones, so they obviously took the lead this time… but we’re curios what will be the case when we hit 200 thousand users!) In Hungary we also had lotteries for an iPhone, a Bluetooth speaker, and a luggage set which were super popular: Hungarian users “spent” 12 million cherries on these lottery tickets.</p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/EN4-100_urmxl4"></figure><p>&nbsp;</p><h2 style="margin-left:0px;">…but you’re crazy for charities!</h2><p style="margin-left:0px;">The best thing in the numbers above is that you’ve “spent” the most cherries to aid charitable causes. Our users redeemed 40 thousand of these. Since the inception of CHERRISK, our community supported 21 organizations with 34 thousand Euros. Out of this, 7 organizations were fully supported through 🍒 GO, which meant 19 thousand Euros for them. We were able to help great causes like a Brave Camp event; the elderly during the coronavirus; while Gyermekmentő Alapítvány broke all our previous records on how fast they were able to gather supporters. Don’t worry: our charitable causes aren’t only accessible in Hungary. If you live in Germany, you can support local causes just as well!</p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/EN5-100-2_uierqg"></figure><p>&nbsp;</p><h2 style="margin-left:0px;">Don’t stop movin’</h2><p style="margin-left:0px;">The development of such a successful app just can’t stop. That’s why new and awesome goodies are coming to 🍒 GO both in Germany and Hungary. Although we can’t share details with you at the moment, high value goodies are expected for both markets! Furthermore, some bugfixes and cool new features are also in the making, so our app can become even more useful. Many things changed lately, but our main goal did not: we want to motivate people to live a healthier and safer life through CHERRISK GO.</p><p style="margin-left:0px;text-align:center;">&nbsp;</p><p style="margin-left:0px;text-align:center;"><i>###</i></p><p style="margin-left:0px;">&nbsp;</p><pre><code class="language-html">&lt;div align="center"&gt;&lt;a href="https://apps.apple.com/de/app/cherrisk-go/id1455208809?mt=8"&gt;&lt;img alt='Download on the App Store' src='https://www.cherrisk.com/images/AppStore@2x.png' /&gt;&lt;/a&gt;&lt;/div&gt;</code></pre><p style="margin-left:0px;">&nbsp;</p><pre><code class="language-html">&lt;div align="center"&gt;&lt;a href="https://play.google.com/store/apps/details?id=hu.cherrisk&amp;pcampaignid=pcampaignidMKT-Other-global-all-co-prtnr -py-PartBadge-Mar2515-1"&gt;&lt;img alt='Jetzt bei Google Play' src='https://www.cherrisk.com/images/GooglePlay@2x.png' /&gt;&lt;/a&gt;&lt;/div&gt;</code></pre><p>&nbsp;</p>

We’ve reached an important milestone: CHERRISK GO acquired 💯 thousand registered users! Although Hungary takes the lead for now, Germany is coming up at a breath-taking pace when it comes to user numbers. What’s even better is that our users just never stop moving! Together they’ve spent 1500 years in motion in just a little more than a calendar year, and they’ve spent most of their virtual cherries on charitable causes!

1500 years spent in motion - 🍒 GO breaks the 💯 thousand user milestone!

blog/2020-08-07-100000-Users-Header_jaml6g

<h2 style="margin-left:0px;">We “meet” every day</h2><p style="margin-left:0px;">The first and most important thing we do is that we meet every morning with our teammates. Of course this is a virtual meeting on the Teams app, but it still helps a lot. Why? Because these sessions aren’t just about our daily tasks, but also about being together for a bit.</p><p style="margin-left:0px;">For the same reason we have an “all staff meeting” several times a week. During these meetings every team leader talks about their group’s work. We also have a “no mute” session, where we can have a quick chat with each other. Since these meetings are dubbed “CHERRISK Quarantine Radio”, we also have resident DJ, none else than our very own CEO Krisztián Kurtisz. And since this became a proper (albeit private) radio station, we not only have music during these meetings but a proper radio theme tune too:</p><pre><code class="language-html">&lt;iframe width="560" height="315" src="https://www.youtube.com/embed/ykwHclP54XY" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen&gt;&lt;/iframe&gt; </code></pre><p>We’ve also created a Spotify playlist with the most requested songs so you can have some fun with us:</p><pre><code class="language-html">&lt;p align="center"&gt;&lt;iframe src="https://open.spotify.com/embed/playlist/6bJiRDzpc6kRKrNVPGBC6p" width="300" height="380" frameborder="0" allowtransparency="true" allow="encrypted-media"&gt;&lt;/iframe&gt;&lt;/p&gt;</code></pre><p style="margin-left:0px;">We try to convince our staff to turn on their cameras during these meetings too. At first, it wasn’t easy to make everyone show off their “home office” attires, but now more and more people are getting used to it. This really makes our meetings a bit more personal.</p><h2 style="margin-left:0px;">We have fun together</h2><p style="margin-left:0px;">Luckily, life’s not just about work, so we try to have some fun together too. After launching CHERRISK 2.0 some weeks ago for example we had a party, just like we do after every important kick-off. This time, however, we didn’t go to some fancy place but stayed at home. Honestly, we still prefer real parties over the virtual ones, but celebrating this way was surprisingly good.</p><p style="margin-left:0px;">We also used to have a birthday celebration at the end of every month where we toasted our B-day boys and girls. We managed to make this work during the pandemic too: at the end of March we’ve sent small cakes to our team members who had their birthdays last month. Wasn’t the same (and sharing the cakes virtually is definitely not the same), but we’re happy we were able to keep up this habit. (As things are going now it seems that in April we will celebrate the same way.)</p><p style="margin-left:0px;">We’re also going to have our first virtual CHERRISK-quiz with the lead of Nóri. She was the queen of QuizNights before the quarantine, and now she’s going to bring her knowledge to CHERRISK. A member of our legal team, <a href="https://www.instagram.com/juditreich.mua/"><u>Judit</u></a> has started a make up course online for the girls. Other courses like this are in plan. Our communications expert Kata is planning to teach some haute cuisine cooking, while several others want to convince our key account manager Judit to share her facial care tips with them.</p><h2 style="margin-left:0px;">We find things to do on our own</h2><p style="margin-left:0px;">Of course, we can’t be on Teams all the time, so we find things to do on our own like proper hermits. Our testing team member Erika upped her colouring game for example. She was more than happy to share her progress with us:</p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/Karanten_szinezes_wln7nt"></figure><p>&nbsp;</p><p style="margin-left:0px;">Gergő (who also strengthens team testing) is a huge fan of World of Warcraft Classic, and he’s sharing his epic virtual adventures on <a href="https://www.twitch.tv/ruindone"><u>Twitch</u></a>.</p><p style="margin-left:0px;">The aforementioned Nóri loves quizzes outside of CHERRISK too: with her friends they have online sessions several times a week. Although we’re staying home, several “Cherryladies” (they call this themselves!) said they’re enjoying spring from their balconies while sunbathing. For Eszter, it’s not only about outer beauty, though: when she’s not out on the sun, she develops her memory wit the help of Emma:</p><figure class="image"><img src="https://res.cloudinary.com/cherryhub-bsc-kft/image/upload/blog/CHR-memoria_g3k54m"></figure><p>&nbsp;</p><p style="margin-left:0px;">Would you like to get more tips about making staying at home more enjoyable? Follow us on <a href="https://www.instagram.com/cherriskhungary/"><u>Instagram</u></a> too, and share your own tips using the hashtag #maradjotthonemmaval!</p>

Self-isolation and social distancing take its toll on most of us at CHERRISK, just like most of you out there. To counter this, we try to come up with new things every day to make home office a little more bearable. Maybe our ideas can help you making this unfortunate situation a little better, so we share some tips with you!

This is how CHERRISK makes quarantine more enjoyable 🏘

<p style="margin-left:0px;">On 17 September 2018 we have celebrated the launch of CHERRISK, but since the following day after we have been working on making the platform even better. There were developments, small and big in the last one and a half years but today we turned things around quite a bit! At the dawn of 1 April 2020 CHERRISK 2.0 was launched: the platform became multilingual and is ready for international expansion – a first among Hungarian insurtechs. Although the biggest technological changes were made in the background, there are several improvements that our users can experience as well. We think we deserve a little boasting about these achievements.</p><h2 style="margin-left:0px;">CHERRISK 2.0 is here!</h2><p style="margin-left:0px;">First of all, we’ve changed several things on the frontend based on your feedback. This would not have been possible without our exclusive test group CHERRISK Hard core. Their constant help, answers and ideas really made our platform better. Thank you for that!</p><p style="margin-left:0px;">One notable change driven by our user community was that the sales flow and contracting process became even simpler. Great changes came to our claims management system too. Thanks to them, filing and handling claims – which was already outstanding in the sector – became even more efficient and swift.</p><p style="margin-left:0px;">Personal profiles (aka Dashboards) also became cleaner, so as we used to say about CHERRISK insurances you can “focus on what really matters” even more. Another important change is that from today you can access all our processes in English, so expats living in Hungary can buy policies easier from now on. What’s more, soon we will launch in a Western EU country, and with all these updates our system is more than ready for that!</p><p style="margin-left:0px;">There were many less obvious but just as important changes in CHERRISK. The underlying system of our platform also changed, so all our processes can be faster and more stable.</p><h2 style="margin-left:0px;">CHERRISK insurances reborn!</h2><p style="margin-left:0px;">CHERRISK insurances have been reborn as well and they have some really great new things about them. Some coverages have changed and there are new ones too!</p><h3 style="margin-left:0px;">Main changes of the Insurance Accident:</h3><ul><li>The territorial scope of the accidental death coverage is now worldwide.</li><li>Three new coverages are included in the insurance: search and rescue; patient transport; patient visit.</li><li>The general liability coverage has been removed from the Accident Insurance. The reason for this is that the focus is on creating internationally standardised insurance products.</li><li>The rehabilitation costs coverage now includes not only lasting mental or physical health impairment, but burn induced injuries of 50% or above as well.</li></ul><h3 style="margin-left:0px;"><br>Home Insurance changed a great deal too:</h3><ul><li>Due to the changes on the market, the maximum coverage for real estates was raised by 20-50%, depending on the exact location of the estate.</li><li>Maximum coverage values were raised in several cases.</li><li>Contents insurance now includes “Movables carried along” coverage too. What this means is that if you take a valuable (like a laptop) with you and get robbed the insurance will cover it for a maximum of 300 thousand forints.</li></ul><p style="margin-left:0px;"><br>These new conditions also brought some premium changes: in most cases fees decreased, but in others they increased moderately. All our current clients who were affected by these changes have been or being notified. Responses to these changes in existing policies have been rather positive, which means that our customers welcome the modified insurances.</p><p style="margin-left:0px;">Generally, all our terms and conditions became more transparent and easier to understand. The content of the CHERRISK Travel Insurance improved quite a bit too, but due to the current coronavirus pandemic the announcement of these were postponed. As soon as travelling is safe again, we will reveal the news!</p><h2 style="margin-left:0px;">CHERRISK GO is coming!</h2><p style="margin-left:0px;">Who is already following us, would know that we have an app, but in the next days (depending on the verification of the AppStore and Play Store) CherryGO will transform into CHERRISK GO. Not only the name changes: the application is redesigned with an enhanced user experience. Moreover, after the update anyone can access CHERRISK insurances via the app.</p><p style="margin-left:0px;">The CHERRISK Community Programme has changed too. In brief, the collection of virtual cherries is moved from the insurance platform to the CHERRISK GO app. Users can collect cherries by doing different activities after installing the free to download app. These cherries can then be converted to supporting charities or redeemed for other awesome goodies like product discounts.</p>

We were working on it for one and a half years but finally CHERRISK 2.0 has arrived! Our platform became simpler and more user friendly. Moreover, with several changes in the “background” our system became faster and is ready to start its international journey. Terms and conditions are now more transparent and additional coverages make the insurance products even more comprehensive.

Simpler, faster, even more beautiful – CHERRISK has been renewed! ✨